Robins appraisal department has extensive experience in providing
insurance appraisals for virtually every type of property, and
is considered the leading insurance appraisal provider in the
have in depth experience with Florida Statute 718 and the National
Flood Insurance Program guidelines, which enable us to provide
our clients the most accurate estimate for hazard and flood
division consists of tenured people of no less than ten years
construction cost valuation experience, and are Certified Construction
GAB Robins insurance appraisals include thorough site inspections,
utilizing construction plans whenever possible. If plans are
not available, our experienced appraisers are invaluable by
properly determining square footage and identifying building
report, including digital photographic gallery and thorough
analyses are provided for each property.
utilizes data from two tenured national construction cost gathering
companies. Quarterly construction cost data updates insure current
cost information. Estimated values are cross- checked for reasonableness
with local architects, engineers, general contractors and developers
in area in which the property is located.
Robins maintains a complete database of every insurance appraisal
valuation performed on be- half of our clients. This data will
be available on demand.
utilizes state of the art contact or data information software
and technology, which allows maximum client serviceability.
A response time of 24 hours or less is provided for any insurance
valuation question, and we provide a 24-hour online e-mail service.
WILL BE HERE WHEN YOU NEED US!
Have a Third Party Reserve Study...
many years, GAB has consistently provided our clients with
a professional, detailed, yet concise value appraisal that
focuses in on the necessary information. Their timely response
and accurate reports have proven to be an asset to the clubs
and the insurance industry. "
-Rob Papp, Senior Vice Presiden, Palmer and Ca,
West Palm Beach
a manager, you realize how a catastrophic loss can be devastating
if your insurance coverage is inadequate due to an underestimate
of your property's reproduction costs. As less dramatic, yet just
as serious shortfall can occur when a major maintenance item hits
and there are inadequate funds in the budget to handle it. Yet this
is a disaster that you can also avoid through good planning and
with the help of the experts at GAB Robins.
have found that many properties budget for maintenance and repair
expenses based on past experience," says Stephen F.
Brubaker, Reserve Study Specialist at GAB Robins. "This
is not always the best approach." While no one can
foresee the future, a good Reserve Study can prepare you to meet
most maintenance and repair expenses without blowing the budget.
In its simplest
form, a Reserve Study is a list of common maintenance items, when
these repair/replacements are anticipated and an estimate of their
cost. A professionally prepared Reserve Study is much more than
that. It is a complete financial plan. In addition to
repair cost, a Reserve Study should accurately project the remaining
useful life of each component selected by the client to be included
in the study and estimate which year each maintenance or repair
item will be needed. A Reserve Study should also calculate the amount
of annual contributions required to be added to existing reserve
funds to ensure adequate capital is available to meet each expense
item in the future.
for more information about how a GAB Reserve Special ist can help
you prepare for ongoing maintenance and repair items. Since the
appraisers at GAB Robins are experi enced in both insurance appraisals
and reserve studies, they can prepare both reports at the same time
with one site inspection and at a savings over the cost of two individual
reports. Remember that when selecting an individual or firm to work
with, look at how long they have been in business, ask to see a
sample copy of their reports, and ask about updates. Once the original
insurance appraisal or reserve study has been performed, you should
be able to obtain updated reports each year for a fraction of the